Checked against the books, with a note on each outlier, so CFO hours go to decisions.
| Location | Revenue vs budget | Labor, % of revenue | EBITDA margin | Margin vs last year |
|---|---|---|---|---|
| Mission | +4% | 31% | 19% | +2 pts |
| Harbor | -6% | 36% | 12% | -3 pts |
| Harbor: revenue 6% under budget on lower class fill, with labor held at last month's level. | ||||
| Canyon | +1% | 30% | 21% | +1 pt |
| Ridge | +8% | 29% | 23% | +4 pts |
| All locations | +2% | 31% | 19% | +1 pt |
At $5-10 million in revenue, a fractional CFO typically costs $5,000-$10,000 a month (EightX, 2026). Much of the early work is pulling clean numbers by location out of separate systems. We build that once and run it every month for a fixed fee, so the CFO hours you buy go to decisions.
You keep the client and the advice. We connect each client's books, payroll and operating systems, map them to one chart of accounts, and deliver the monthly package on their close calendar for you to review.
PE-backed clients get the sponsor package, with covenant calculations and the Adjusted EBITDA bridge. This season, clients with hourly or tipped staff can add the W-2 overtime and tips check.
Every figure's definition is written down and approved before the first month.
Run it twice and you get the same package. A figure changes only when the data behind it does.
Every figure traces back to the source entries behind it.
Code calculates every figure. AI never sets a number.
We produce this package every month for a PE-backed, multi-location group. It runs on the same pipelines behind our morning brief and Data Engine.
No. We build and run reporting, and tools such as a 13-week cash forecast. Advice, budgets, the calls on cash, and lender and investor relationships stay with your CFO.
For the books, QuickBooks, Xero, NetSuite, Sage Intacct or any other accounting system: through its API where it has one, from exports where it doesn't. Then the payroll provider you use, and booking or point-of-sale systems where their terms allow a copy.
With one client. You tell us what the package needs, we build it, and you review it each month before it goes to the client.
No. We assemble and check the figures. The CFO and your advisors own what goes to lenders and investors.
A fixed monthly fee, quoted after a short call, based on how many entities, locations and systems there are.
Tell us whether you run the business or advise it, and what reporting you need. We'll reply with how it would work.